Well, after waiting and waiting and waiting....we finally got a counter offer on the house Wednesday afternoon. We weren't completely happy with the terms and price the owners came back with, so we countered back this morning. We are keeping our fingers crossed that we will have a deal by the end of the day.
I wish I would have realized just how much stress was involved in trying to buy a house. People warned me, but actually going through it is different. Being first time buyers....We don't really know what we are doing. All of this is so confusing to us....points, percentages, PMI, closing costs...What does it all mean??? How much will it all cost us??? It has been a learning experience to say the least. If we do get this house....I know it will only get worse. Once you have a deal, you have to get all the financial paperwork together, and the mortgage company basically has to know EVERYTHING about you and your life. I already have a folder started containing important papers that we will need and it is a 1/2 inch thick already. Then once you get the mortgage taken care of, you have to sign all the papers at closing. I better be resting my hand.
I will let everyone know as soon as we know if we have the house. Keep your fingers crossed for us!
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